Our Gold IRA Guide is Split Into Easy-to-Follow Sections:
“Gold should be a bedrock asset in any investment portfolio – and retirement plans are no exception. Gold in an IRA isn’t just a precaution, it’s essential insurance.”
We’re the world’s premier specialist precious metals dealer directory – so we list all the major and are working through all the smaller gold IRA Providers out there.
Every gold IRA company listed can be rated and reviewed by real customers, and visitors can order listings to show all gold IRA companies as rated from highest to lowest in a single click.
Find specific IRA providers or search all local gold IRA companies and major national listings with ease.
Do you have Gold IRA questions? If you’ve asked it, we’ve answered it in our ultimate list of Frequently Asked Questions.
From questions about the rollover or transfer process, to queries on when, how much and what you can add to your gold IRA, it’s ALL on this page.
Have gold IRA questions we’ve not covered?
Ask our IRA expert partners in a zero-obligation call on 1-888 981 7130.
You know the US Government is quite a fan of rules and regulations – so it’s not surprising that setting up a gold IRA is no exception.
We’ve got up to date gold IRA rules listed in plain English, so you don’t have to be a lawyer or accountant to get to the bottom of typically over-complex regulations.
Rules are rules – and we all know ignorance is never an excuse. At least not now.
You want gold in your retirement account – and chances are high that a gold IRA rollover is the option you’ll be taking.
Learn the gold IRA rollover process, either for a DIY approach, or to better track your IRA custodian’s progress and see just how they earn their fees.
Is an IRA rollover right for you? Can you rollover yourself and would you want to?
Rollovers are not the be all and end all. There will be times when an IRA transfer is the more appropriate approach to adding gold to your IRA.
A direct transfer of funds from one account to another sounds simple, but some providers don’t always work well with other providers and need to pre-approve the transfer.
The difference between a transfer and rollover has fee and tax implications too…
Sadly, you can’t just add ANY old precious metals to your gold IRA. Investment grade metals for an IRA need to follow a set of strict criteria.
The bullion coins and bars that are accepted investments for a self-directed IRA are somewhat limited, but for good reason. Your long-term protection.
We list all currently approved (2016) gold, silver, platinum and palladium metals.
Gold is not for everyone. Silver is a strong investment, considered by many as significantly undervalued, and with major industrial uses it’s not going away soon.
By combining or balancing silver and gold in an IRA it’s possible to reduce silver’s volatility giving a basket with excellent potential for growth.
Discover why silver IRAs are becoming so popular in 2016.
Gold IRA Overview: Why Gold and Why Now?
Prior to the crash of 2008, a typical American would be perfectly happy in adding stocks, bonds and certificates to their retirement account. The markets were buoyant and paper assets were performing strongly, growing that all important retirement nest egg.
Indeed, that same typical American wouldn’t consider adding anything more unusual to their retirement account, than shares in a few blue-chip companies – and in most cases their account custodians wouldn’t have allowed them to anyway.
But they were in a tiny minority.
If you asked Joe Normal if he had gold in his IRA he’d look at you like you were a crazy.
He had stocks, shares, mutual funds and certificates like everyone else.
Why would anyone want to self-direct their retirement fund anyway?
Why rock the boat? Paper assets were where it was at and everyone was an expert in a rising market.
That is, until the crash came.
If they’d been planning on retiring in the next few years, their lifetime of hard work would have been vaporised by forces outside their control.
The big-name experts were horrified. “Nobody saw this coming”.
Except this wasn’t strictly true.
There had been a handful of vocal commentators and financial advisors warning of an impending implosion. A similar group of “crazies” to those mad, bad and dangerous to know folks who’d been adding gold and silver to their IRAs.
Which is funny, because those crazy experts were advising anyone who’d listen to get out of paper assets, get out of real estate – and to buy gold and silver.
So how did “the crazies” fare?
While the markets crashed and burned, Gold saw massive growth. A $33k gold IRA taken out in 2001 would have been worth $175,155 by 2013, while a paper-backed account would have struggled to $42,570 as the markets began a slow recovery.
Bear in mind that thanks to inflation, by 2013 you’d have needed $43,432 to achieve the same spending power as the original $33k in 2001 – meaning the stock-market investment would have made an overall loss.
A loss, versus a 430% profit with gold
Why? Because gold typically acts as hedge against market volatility.
The ultra-rich have been using gold to protect their wealth for generations, it’s just nobody told the little man.
Well nobody except those much-derided contrarian analysts.
You see they’d been advising people to buy gold when they saw what the markets were doing, when they saw what are now acknowledged to be unsustainable levels of borrowing and watched dangerous bubbles spreading across multiple markets at the same time.
Those that listened, and those with financial advisors worth paying for, took the opportunity to buy precious metals while they were still priced low.
Indeed, gold had effectively been shunned by the regular investor, sitting unloved in the low $300s for years, making gold a true bargain-basement investment.
As the crisis broke institutional investors were first to run for “safe-haven” assets like gold, creating demand that caused gold prices to rise.
When the mainstream media picked up on this, people began to flock to this exciting, rising commodity – and it’s price rose more and more rapidly.
Gold became THE investment. Companies sprang up touting it’s sparkle to new investors and as the price rose to ever dizzying heights, fortunes were made overnight.
It was a literal gold rush – and those once-crazy owners of self-directed gold IRAs? Those who were first in?
They did exceptionally well.
But even gold can’t protect against greed and bad advice, which saw far too many retail investors clamber into the now vigorous gold market, creating unsustainable conditions leading to a bubble forming – and an inevitable correction.
Those investors who’d been last to the party, those who saw others making fortunes and threw the whole farm into gold hoping to strike it rich – got hurt.
Early investors would still be in substantial profit, but the last in? They saw a loss causing them to curse gold and all it stands for.
And so gold began another period in the wilderness, unloved and once again mocked, with a price bumping along neither going up, nor down…
Which brings us to present day.
Those unsustainable loans and leveraged trades that were blamed for the 2008 crisis? All time high.
Gold meanwhile is just sitting there, still out of favor, it’s price still relatively static – and if you consider that silver and gold are barely trading for what it costs to mine and refine them, you’d perhaps even see them as a bargain…
You wouldn’t be alone.
Once again the ultra-wealthy, those contrarians and a number of big investment funds with an eye to the future are very quietly buying as much gold as they can.
Billions of dollars in gold are being bought every day. Mints and refineries across the world are working 24-7 to meet demand.
And somehow, all this time, despite growing warnings the masses are still jumping into stocks, still buying at record highs…
It doesn’t take a genius to see what’s about to happen. Or to see the wise and the wealthy positioning themselves for the inevitable.
Thankfully this time round there are a lot more crazies adding gold to their self-directed IRAs.
Hopefully you’ll join them.
If not, don’t say we didn’t warn you.